Bitget Card: An Ultimate Tutorial
The world of crypto has seen no shortage of ups and downs. With each down, the public learns something new about this groundbreaking innovation, and with each up, blockchain technology seeps deeper into our lives. Bitget Card is one such product in this process, bridging the gap between crypto and fiat currencies and offering an array of exclusive perks and benefits that cater to the needs of modern crypto users.
Bitget Card Eligibility
For now, the Bitget Card is made for VIP customers and by invitation only. You may check the Bitget VIP program here. In the future, this card will be open to the public.
Currently, a single Bitget user ID can only order one Bitget Card. No additional cards are supported.
Please check the list of eligible countries/regions here.
Bitget Card Application Process
Currently, the Bitget Card is open only to selected VIP traders. Bitget Card is available in two versions: Premium and Black. The Black card is exclusive to VIP 4, 5, 6, and 7 traders.
Applicants must complete KYC Level 1 and submit a valid proof of address to complete KYC Level 2. To maximise users' convenience, we have streamlined the process to provide an estimated application time for the Bitget Card at around 2 minutes.
Complete KYC Level 1
You'll need to verify your identity information. Please refer to our guides on how to KYC on Bitget: How to Complete KYC on Bitget
Complete KYC Level 2
Now you will upload a Proof of Address (PoA) document dated within the last 3 months. Examples of acceptable proof of address documents can be found here . Please note that the name in the applicant's PoA document needs to be completely consistent with the name of the identity information.
Here's the How-To:
Step 1: Log in and access your white-listed Bitget account.
Step 2: Navigate to the card application page .
Step 3: Click [Apply] and you'll see a pop-up requirement to configure your account security.
Step 4: Click on [Upgrade], verify the information and upload your PoA as required.
Step 5: After you have submitted your PoA, the verification status will be changed to [Under Review].
Submit Card Application
Step 1: Log in and access your white-listed Bitget account.
Step 2: Navigate to the card application page and click [Apply].
Step 3: Choose any preferred name for embossment on your Bitget Card. It will be printed on the back of your Bitget Card.
Step 4: Enter your shipping address. It does not necessarily have to be consistent with the address on your PoA document, but you need to make sure that you yourself can receive the card delivery.
Step 5: Set your card PIN.
Step 6: Review and confirm your details.
Step 7: You'll see this message after successful application.
Making the Most of Your Bitget Card
Instant Virtual Card Access after Successful Application
Upon successful application, your virtual card will be immediately available on your [Funding Account] page. Click on [More] as shown in the image to view your card number, expiry date, and CVV code, and configure your spending limit, freeze your card, reset your PIN, replace your card, and contact customer service. This is also where you can track your spending and card activity and lock your card in case of emergency.
The virtual card can be used immediately through supported wallets like Apple Pay, Google Pay, and Alipay, Meituan, DDT, and other mainstream wallets and is perfect for online shopping, in-app purchases, and paying utility bills. Please use this guide to learn how to add your Bitget Card to your preferred online payment services.
Your Physical Card Is Accepted in 180+ Countries and Regions
Your physical Bitget Card should arrive at the address of your choosing within 45 business days. If you do not receive it within the given time frame, please contact us immediately at card@bitget.com.
The physical Bitget Card will come with a 6-digit activation code; you'll use this code to activate your physical Bitget Card in the Bitget Card Dashboard.
Bitget Card enables real-time conversion of your funding account balance to U.S. dollars when you make a purchase. After each qualified purchase, you can automatically receive a BGB cashback with our upcoming reward plan for Bitget Card users.
As a multicurrency Visa card, Bitget Card offers significant spending limits and is accepted in over 180 countries and regions. Visa will automatically convert your currency for non-USD spending, with all payments deducted from your Funding Account's USDT balance. More cryptocurrencies, such as BTC, ETH, USDC, and BGB, will be available soon.
The physical Bitget Card can be used for various types of transactions:
POS Machines: Use the physical Bitget Card for in-person payments at any POS machine that accepts Visa. The card supports various payment methods, including contactless payment, chip card reading, and side swiping.
ATM Withdrawals: Withdraw cash from any ATM with a Visa logo using your physical Bitget Card. Be aware that applicable fees and withdrawal limits may apply.
Foreign Currencies: The Bitget Card allows you to pay in foreign currencies such as GBP, EUR, HKD, TWD, VND, AUD, and more. Note that a foreign transaction fee will apply for these transactions.
Account Balance Management, Spending Limits, and Fee Schedule
Account Balance and Spending Power
To determine how much you can spend with your Bitget Card, follow these steps:
Step 1: Check Your Available Balance:
Ensure you have sufficient funds in your Bitget USDT funding account. The available balance is the amount you can use for transactions. We will soon enable BTC, ETH, USDC, and BGB spending for your Bitget Card, too.
Step 2: Consider the Temporary Frozen Amount:
When you authorize a transaction, Bitget temporarily freezes 120% of the transaction amount. This extra 20% acts as a security measure to cover any potential fees or charges.
The unfreezing process usually occurs as soon as the transaction is cleared, but it may take some time to be reflected in your Bitget Card balance due to Visa and/or bank processing.
Step 3: Calculate Your Spending Power:
Your effective spending power is the amount in your funding account divided by 1.2. This ensures you have enough to cover both the transaction and the temporary freeze.
Example Calculation
Available Balance: $1,200
Effective Spending Power: $1,200 / 1.2 = $1,000
In this example, with an available balance of $1,200, you can spend up to $1,000. The additional $200 will be temporarily held and released once the transaction is cleared.
Spending Limits
|
|
Monthly Spending Limit |
Spending Limit per Transaction |
| Card Level 1 |
$300,000 |
$10,000 |
| Card Level 2 |
$500,000 |
$100,000 |
| Card Level 3 |
$1,500,000 |
$500,000 |
| Card Level 4 |
$3,000,000 |
N/A |
Fee Schedule
| Fee Type |
Rate |
| Annual Fee |
None |
| Virtual Card and First Physical Card Issuance Fee |
None |
| Physical Card Re-issuance/Replacement Fee |
Premium card: $59 | Black card: $199 |
| Inactivity Fee |
$1 per month after 12 months of inactivity |
| Card Cancellation Fee |
None |
| Crypto Conversion Fee |
0.90% |
| Foreign Transaction Fee |
0.5% + 1% (Visa and card issuer fee) |
| ATM Withdrawal Fee |
$0.65 + 2% of transaction volume |
| Chargeback Investigation Fee |
50 USDT |
ATM Withdrawal Limits and Frequency
| Limit/Frequency |
Value |
| Daily Withdrawal Limit |
$2,000 |
| Monthly Withdrawal Limit |
$10,000 |
| Daily Withdrawal Frequency |
3 times |
| Monthly Withdrawal Frequency |
30 times |
Important Notes
Temporary Frozen Amount: An additional 20% is temporarily held to ensure coverage of potential fees/charges, which is released back after transaction clearance.
ATM Withdrawals: Not available in North Korea, Iran, and Myanmar.
Complaints and Disputes: Must be sent to card@bitget.com.
More information and FAQs can be found here: FAQ — Bitget Card General Inquiries | FAQ — Bitget Card Management
Final Words
Whether you're shopping online, making in-person purchases, or withdrawing cash from ATMs, the Bitget Card provides a convenient and secure solution for all your financial needs. With robust security measures, significant spending limits, and extensive international usability, it bridges the gap between the digital and physical worlds. Stay tuned for updates as Bitget continues to expand its services and offerings to make it easier than ever to manage and spend your crypto assets!
